Wrinkle Reduction is fast becoming an established element of
contemporary beauty therapy. Many more people will consider wrinkle reduction
at some point. Often, people only realize that they are aging when they look in
the mirror and see, for the first time, those widening wrinkles on their faces.
Sure enough, they did not appear over-night; but that doesn't matter anymore,
they have arrived. One stuck with that dreaded feeling that comes with aging.
Unfortunately, for most people, wrinkles are going to appear
no their faces, no matter what they do; it's in their genes! However, this
should not trouble you; anybody, irrespective of genetic make-up, can slow down
the aging process in his/her body (thereby slowing down the appearance of
wrinkles, by following the appropriate wrinkle reduction methods and prevention
tips. And, when it comes to wrinkle reduction and prevention techniques, you
should consider these:
1. Protect your skin: Wear a good sun screen any time you
will bringing your body into contact with the sunlight, even during the winter.
U.V. rays, from the sun, affect some important proteins in the connectives of
the skin. The sun is the chief wrinkle causative factor for deep wrinkles in
early life.
2. Carry out regular exfoliation: is the removal of the
outer surface the skin using the appropriate chemical agent). If you can d o
this every week, your skin will always look young. There are many creams and
washes through which this can be achieved; their usage can be as simple as
washing your face with them, or rubbing them into your face.
3. Eat the right foods. Always take dark green vegetables,
and deeply colored fruits. By consuming these items, your body will get the
nutrients and the antioxidants it needs to keep your blood flowing healthily.
4. When choosing a wrinkle cream, examine the label. Select
only those that contain lots of Vitamin A, Vitamin C and Vitamin E. These
vitamins should be listed among the first 10 - 15 components in the list of
ingredients. They are ideal for helping to fight off wrinkles, therefore they
are good wrinkle reduction agents.
There is a lot more you can do to reduce or remove your
wrinkles, it all depends how much you are able to learn about the subject.
Wrinkle reduction is not a light matter. Society is changing; and soon enough,
your ability to keep looking young will become a considerable criterion for a
great personality.Visit https://www.antiagingvancouver.com/
The best time to buy a protective case for your iPhone is when
you first buy your iPhone for you will significantly reduce the risk of
damaging it! If you are the proud owner of an iPhone and you haven't got it
securely protected in a case then you are running the risk of damaging it
either superficially or permanently. Whilst the iPhone is made of toughened
glass and metal they have been known to get scratched and damaged through
normal daily use - the glass screens on the front and rear of the iPhone 4 are
particularly vulnerable.
For a relatively insignificant investment, when compared to
the cost of replacing an iPhone, a protective case or cover will pay itself
back many times over. The sudden jolt on the subway and your unprotected iPhone
drops from your hand, the careless placement of your phone on the edge of your
desk or the over zealous interest of young children are all examples of
everyday occurrences that could potentially lead to the destruction of your
most prized and valuable possession.
You don't have to spend a small fortune protecting your
iPhone. A simple plastic case or leather pouch is all that you really need.
Just get your iPhone into something that will absorb the sudden shock of a
fall, or protect your touch screen from loose keys and coins in your handbag.
The more active person (or clumsy!) may wish to invest a little more money
buying a case that has been designed and built with materials that offer top
class protection.
Don't waste another minute risking the future of your
iPhone, get it into a protective case now before it's too late! Visit http://www.hoesje4u.nl/
Despite the hype about how difficult and dangerous it can
be, getting bitcoins is a lot easier and safer than you might think. In a lot
of ways, it is probably easier than opening an account at a traditional bank.
And, given what has been happening in the banking system, it is probably safer
too.
There are a few things to learn: getting and using a
software wallet, learning how to send and receive money, learning how to buy
bitcoin from a person or an exchange.
Preparation
Before getting started, you will need to get yourself a
wallet. You can do this easily enough by registering with one of the exchanges
which will host wallet for you. And, although I think you are going to want to
have one or more exchange wallets eventually, you should start with one on your
own computer both to get a better feel for bitcoin and because the exchanges
are still experimental themselves. When we get to that stage of the discussion,
I will be advising that you get in the habit of moving your money and coins off
the exchanges or diversifying across exchanges to keep your money safe.
What is a wallet?
It is a way to store your bitcoins. Specifically, it is
software that has been designed to store bitcoin. It can be run on your desktop
computer, laptop, mobile device (except, as yet, Apple) and can also be made to
store bitcoins on things like thumb drives. If you are concerned about being
hacked, then that is a good option. Even the Winklevoss* twins, who have
millions invested in bitcoin, put their investment on hard drives which they
then put into a safety deposit box.
*The Winklevoss twins are the ones who originally had the
idea for a social networking site that became Facebook. They hired Mark
Zuckerberg who took their idea as his own and became immensely rich.
What do you need to know about having a bitcoin wallet on
your computer?
Below you can download the original bitcoin wallet, or
client, in Windows or Mac format. These are not just wallets, but are in fact
part of the bitcoin network. They will receive, store, and send your bitcoins.
You can create one or more addresses with a click (an address is a number that
looks like this: 1LyFcQatbg4BvT9gGTz6VdqqHKpPn5QBuk). You will see a field
where you can copy and paste a number like this from a person you want to send
money to and off it will go directly into that person's wallet. You can even
create a QR code which will let someone take a picture with an app on their
phone and send you some bitcoin. It is perfectly safe to give these out - the
address and QR code are both for my donations page. Feel free to donate!
NOTE: This type of wallet acts both as a wallet for you and
as part of the bitcoin system. The reason bitcoin works is that every
transaction is broadcast and recorded as a number across the entire system
(meaning that every transaction is confirmed and made irreversible by the
network itself). Any computer with the right software can be part of that
system, checking and supporting the network. This wallet serves as your
personal wallet and also as a support for that system. Therefore, be aware that
it will take up 8-9 gigabytes of your computer's memory. After you install the
wallet, it will take as much as a day for the wallet to sync with the network.
This is normal, does not harm your computer, and makes the system as a whole
more secure, so it's a good idea.
BitcoinQt
The original wallet.
This is a full-featured wallet: create multiple addresses to
receive bitcoins, send bitcoins easily, track transactions, and back up your
wallet.
Outside of the time it takes to sync, this is a very easy to
use option.
Search for BitcoinQt wallet download to find their site.
Armory
Runs on top of BitcoiQt, so it has all of the same syncing
requirements.
Armory allows you to back up, encrypt, and the ability to
store your bitcoins off line.
Search for BitcoinArmory Wallet to find their site.
If you don't want to have that much memory used or don't
want to wait for your wallet to sync, there are good wallets that do not make
you sync the entire history of bitcocin:
Multibit
A lightweight wallet that syncs quickly. This is very good
for new users.
Search for BitcoinMultibit Wallet to find their site.
Electum
In addition to being quick and light, this wallet allows you
to recover lost data using a passcode.
Search for BitcoinElectum Wallet to find their site.
After you get the wallet set up, take a few minutes clicking
around. Things to look for:
o There will be a page that shows you how many bitcoins are
currently in your wallet. Keep in mind that bitcoins can be broken up into
smaller pieces, so you may see a decimal with a lot of zeros after it.
(Interesting note, 0.00000001 is one Satoshi, named after the pseudonymous creator
of bitcoin).
o There will be an area showing what your recent
transactions are.
o There will be an area where you can create an address and
a QR code (like the one I have above). You don't need the QR code if you don't
want it, but if you run a business and you want to accept bitcoin, then all
you'll need to do to accept payment is to show someone the QR code, let them
take a picture of it, and they will be able to send you some money. You will
also be able to create as many addresses as you like, so if you want to track
where the money is coming from, you could have a separately labeled address
from each one of your payees.
o There will be an area with a box for you to paste a code
when you want to send money to someone or to yourself on an exchange or
different wallet.
There will be other options and features, but to start out
with, these are the items that you should know about. Visit https://www.bitcoin-cloudmining.com/
If you live in a typical American household, you have a wide
range of towels, bought at different times, in different stores, none of which
match. You may not even have one complete set, other than the one you put out
for when guests are at the house. Although we use our towels every day, we
don't generally pay a lot of attention to the ones that we have.
The luxury of Egyptian cotton towels is not something that
you and your family need to be without. Although these towels used to be
extremely expensive and only the richest of the rich could afford them, you can
now get a wide variety of them online at extremely affordable prices. Even
though at a discounted price they may still seem more expensive than what you
could buy in your local discount store, you will find that Egyptian cotton towels
last longer and will provide you with luxury for years to come.
These towels are made from Egyptian cotton, which is a type
of long fiber cotton. The difference between this and traditional cotton is
clear as soon as you feel them. They are thicker, denser, and a lot softer.
They are also able to absorb much more moisture, so even if you have the
longest hair, you can just wrap your head in one of them and you won't have to
go through several towels like you might with normal cotton towels.
Egyptian cotton towels may be thought of as the most
luxurious in the world, but that doesn't mean that they have to be priced that
way. You can now buy them online at a much better price than you can get in
your local department store, and you can have the very same luxurious towels in
your own home that are found in the nicest hotels in the world. Visit http://www.towelsuppliermalaysia.com/
In the past, if diet and exercise couldn't get rid of
stubborn fat bulges, many patients opted for liposuction, an invasive surgical
procedure. Or, they turned to radio frequency devices or infrared technology,
but these devices provided limited improvement. With advancements in
technology, patients can now reduce unwanted fat bulges and enjoy permanent
reduction in fat cells during a non-invasive, non-surgical method called
CoolSculpting that provides dramatic results.
Developed by ZELTIQ Aesthetics, Inc., CoolSculpting can
reduce areas that are difficult to reach with diet and exercise: love handles,
lower belly fat rolls, upper belly fat, muffin top, under bra fat and back fat.
It's an incredibly effective technique that improves the contour of the body.
How is this possible? The FDA-cleared CoolSculpting works
through a revolutionary technology called cryolipolysis. During cryolipolysis,
literally meaning "cold induced fat destruction," fat cells are
cooled to a temperature that causes them to be eliminated. The procedure is
very safe: the temperature required to destroy fat cells is higher than what
would cause damage to skin, muscle and nerves. With CoolSculpting, there is no
damage to the surrounding structures.
During the procedure, the physician applies a skin
protecting gel pad to the skin, and a CoolSculpting applicator is positioned
over the desired treatment area. The device draws the fat bulge in, and cools
down the fat to induce cryolipolysis, continuously monitoring the temperature
and adjusting it as needed.
Unlike liposuction, in which the fat cells are suctioned out
of the body, the CoolSculpting treatment causes the body to naturally eliminate
the fat cells through the lymphatic drainage system. The cells are then slowly
excreted by the body over a period of the next several months.
With CoolSculpting, treatment of each fat bulge typically
takes one hour to perform. Love handles may take two to four hours of
treatment; the lower abdomen usually takes about one hour using a special
larger applicator. However, each case is different the patient/physician should
discuss this prior to the procedure.
As opposed to liposuction, no anesthesia is necessary for
CoolSculpting. During the procedure, patients can even use their telephone or
laptop, read a book or watch a movie. The only discomfort patients may feel
while undergoing CoolSculpting is a sensation of someone pinching or squeezing
the fat when the device is first applied to the skin. This usually goes away in
the first five minutes of the procedure.
CoolSculpting can be performed in the comfort of a
physician's office. Patients go home immediately after the procedure and can
resume regular activities; many have been known to work out or do yoga the same
day. There may be some mild discomfort in the area of treatment; numbness is
usually present afterward and can take several weeks to resolve. Extra Strength
Tylenol® can be taken but it's advised to avoid taking anti-inflammatory agents
for the first two months after the procedure.
Many patients start noticing results as soon as three weeks
after the CoolSculpting procedure. The majority of the results will be seen at
about two months after CoolSculpting is performed; improvement may continue
after three months.
In most cases, the skin is elastic enough to contract after
the treatment. However, it's important to know that if loose skin is the cause
of the bulge, then CoolSculpting alone will not treat the condition - a
surgical procedure such as a tummy tuck may be needed.
Many patients ask if there is a need to start a new diet or
exercise program after CoolSculpting. There is not. It's recommended that
patients maintain the same program they did prior to the procedure to maintain
their weight.
Most patients need only one CoolSculpting treatment;
however, repeat treatments can be performed after three months if additional
reduction of the fat bulges is desired. Coolsculpting Before and After Photos
show that the results of coolsculpting are impressive and undeniable.
While most people are candidates for CoolSculpting, it's
important to consult with a highly qualified physician.Visit https://www.antiagingvancouver.com/
If a child is born while you are abroad,
you will probably want to register the birth in Britain. You can do this easily
with apostilles, if you want your child to be sure of having British
nationality. You may also need to have a birth certificate authenticated if a
child is traveling with you to live in another country.
If the child was born in the UK you need to
send the original birth certificate to Apostilles so that it can be verified as
original and legal. Please remember that only original documents can be
authenticated. Photocopies cannot be given an apostille.
The benefits of having a birth certificate
authenticated with an apostille are that the child has proof of identity and as
a parent you have proof of your responsibility for the child. An authenticated
birth certificate makes traveling between countries easier, and the birth can
be registered in another country as well as in the UK.
It takes about three or four working days
to get an apostille for a birth certificate and the documents will be mailed to
you by first class post, or by Apostilles courier, whether you are in the UK or
abroad. Your child can use the certificate for proving age and nationality if
the occasion arises, in any country which is a signatory to the Hague
Convention.
Sometimes you need to have an apostille for
a death certificate, especially if the deceased died abroad, or had property, a
bank account or assets in a country other than the UK. Lawyers in another
country often require an apostille attached to documents relating to the
deceased, before they will act to transfer funds or property to the inheritors.
Without an apostille, this may not be possible.
Normally apostilles for death certificates
can be arranged within five working days, as long as the death has been
properly registered at the appropriate registry office. Visit https://legalizationservicecentre.ca/
A metal roof is typically a structure made from metal sheets
or pieces. It is one of the most important and necessary elements of a building
enclosure. These roofs are made from aluminum, copper or steel panels and are
generally used in residential and commercial buildings to shield against harsh
weather and other environmental conditions. Metal is one of the most enduring
and long-lasting roof materials currently available on the market. With little
maintenance and care, these roofs can last for decades.
Although metal is a simple and inexpensive material used in
roofing structures, it actually has relatively poor thermal insulation
qualities, so the un-insulated metal roof may leave a building structure
exposed to harsh climatic conditions. Without proper insulation, the building
could become extremely hot during summer season and cold during wintertime.
Insulation provides an effective barrier against temperature
changes and helps to keep the heat in and the cold out. It also provides a
means of reducing compression that is formed near the base of a metal roof due
to variations in humidity, temperature, and other factors.
Types of Metal Roof Insulation
There are various technologies used in insulating a metal
roof. Some newer technologies include spray foam insulation and thermal
insulation.
In spray foam insulation, a mixture consisting of Isocyanate
and resin is put into a gun and is sprayed onto concrete slabs, roof tiles,
wall cavities as well as holes or openings present in the finished wall. This
insulation can help to maintain a consistent temperature and humidity level
within a building while helping to conserve energy and expand the life of the
roof.
Similarly, thermal insulation can be done through special
methods. This type of insulation provides a region in which the conduction of
heat is reduced and heat radiation is reflected instead of absorbed by the
building.
The Benefits
Metal roof insulation keeps your home and buildings warmer
in the winter. Insulation, being a heat barrier, works on a simple principle;
it reflects all the heat back to its original source. This means that during
winter season, there is less radiant heat loss through the roof and attic,
resulting in the retention of heat inside the building. Insulation in your home
and building can help make your living situation more cozy and comfortable. It
also helps to reduce your heating and energy costs.
It Keeps Your Homes and Buildings Cooler During Summer
During long and hot summer days, an insulated metal roof
reflects the radiant heat away from your roof and attic, keeping it from
gathering inside your building. During hot weather, more than 93 percent of
heat is radiant. Again, insulated metal roofs keep your building cooler by
slowing down the process of heat gain. Reduction in energy costs and utility
bills
Insulation can help cut energy costs significantly and
reduce the amount usually spent on utility bills. Studies conducted by the US
Department of Energy shows that more than 40 percent of an average sized home's
energy is lost as a consequence of air infiltration through windows, doorways
and even walls. However, buildings that have been insulated minimize this
process and help you save on energy costs.
Help in Earning Tax Credits
In some jurisdictions of United States, a person can earn
tax credits on property taxes, if the roof is constructed using energy saving
insulation materials and is successfully installed by some reputable service
providers. The tax ordinance further states that if the roof is installed
during 2012 or you are intending to add it in 2013, then you will become
eligible for an energy tax credit of $500. There are also a variety of other
tax credits available for commercial buildings.
Increases Your Building's Resale Value
Quality metal roofing insulation improves the resale value
of your home as well as commercial buildings. It protects the building from
physical wear and tear, making them look new and clean. It does not allow the
building to depreciate but revalue it.
Provides Protection Against Moisture
Insulation safeguards the building against humidity and
moisture, which provides an additional advantage by reducing the chances of
growth of harmful mildew and mold inside the building. Reducing mildew growth
also minimizes the chances of rotting wood or the spread of allergy-inducing
mold and fungus.
Reduces Noise Pollution
In addition to controlling temperature, humidity and
moisture inside the building, there is another advantage of installing insulation
in your building, i.e. it also has the ability to absorb and shield against.
These roofs act as a barrier to air borne sounds and thus help in reducing
noise pollution. The benefits of metal roof insulation are numerous and it is
apparent that opting for this type of roofing will help consumers save money
while increasing their overall comfort for years to come. Visit http://www.roofheatingsystems.com
I was born without a lot of body hair. I feel lucky; I am
one of the few who have gotten away with not having to wax nor shave my legs
EVER. On the downside, my eyebrows are thin and my eyelashes short, light and
sparse like my eyebrows.
I don't wear mascara. I found my lashes falling off along
with mascara when it was time to clean off.
Upon my sister's prodding, I decided to try lash extensions.
I've seen other girls.... Oh, to have those long butterfly eyelashes!
The process:
The eyelash extensions came in three different lengths:
Long, medium and natural. Because my own eyelashes are short to begin with, I
went for the natural length. The whole procedure was long and tedious. Each
individual eyelash extension had to be glued to my own and I had to keep my
eyelids closed the entire time, trying my best not to move them, as any
movement caused the just-glued-but-not-quite-set eyelash to become crooked. As
far as any pain or discomfort, there was none, except for the smell of the
glue, which wasn't too bad. I was fidgety the whole time and I couldn't contain
my anticipation. After forty five minuets, which seemed more like two hours to
me, the eyelash extension procedure was done. I looked in the mirror...OMG.
Those are not my eyes! They are too sexy, too tantalizing! (OMG again!) I had
to look long and hard in the mirror. I had long eyelashes! Not only that, but I
looked like I had eyeliner on, too. My sister and I giggled and giggled like
two teenagers. I walked out of that salon quite happily. I didn't even take a
single look at the leaflet that was handed to me, the "How To Care
For" instructions of my new deliciously lush prolific eyelashes.
The maintenance:
My eyelids felt heavier. Why, of course. I soon discovered
that fluttering longer lashes required getting used to. That night, when it was
time to clean my face, I also realized two things upon reading my "Eyelash
Extension Owner's Manual":
Rule #1. Avoid (or at least try to avoid) getting your
eyelash extensions wet. Water and friction shortens their life span. (In
theory, your eyelash extensions are supposed to last forty days, then
maintenance to fix the few lashes that have fallen off.) I did my best to clean
around my eyes with makeup remover. I soon realized that this whole business of
not getting them wet was very unrealistic. In the end, wet them I did. I could
not get around it.
Rule#2. No rubbing your new eyelashes. This one was tougher.
I was a perpetual offender. I couldn't help it. My eyelids itch, I rub. Longer
eyelashes, more rubbing.
Oh well, they're not supposed to last. If they come off,
they come off. In all, my eyelash extensions which were supposed to last over
five weeks lasted me three weeks. During that time, as the eyelash extensions
gradually came unglued, I had sometimes wished that I had taken care of them
better. I wished I hadn't rubbed or gotten them wet so much. But during other
times, when they made my eyelids itch, I couldn't wait for all the eyelash
extensions to come off that I pulled and unglued them prematurely.
Would I do it again? Probably not. Although I was happy with
my eyelash extensions during the first two weeks, the week or so that followed
after that was quite awkward as half of them had already come unglued. I would
liken it to growing out a bad haircut. I'm also a fussy person and I could not
keep from rubbing my eyes.
This is not to say that I have given up my quest for long
sexy eyelashes. I do have my eyes on LATISSE, that prescription eyelash
treatment that is supposed to grow them naturally thicker and longer. And then
there is TALIKA and another similar product from Peter Thomas Roth that work
much like Latisse except that they can be bought without prescription. I don't
give up. Onward with the good fight for BEAUTY!! Visit https://www.lashurious314.com/
The word holistic has been used to describe health care
practices that include acupuncture, massage therapy, Reiki, naturopathy, and
homeopathy. These practices attempt to bring harmony to the physical,
energetic, and/or nutritional states of individuals.
Holistic Psychotherapy also seeks to bring balance between
these systems. However, as with all psychotherapy, its primary focus is the
treatment of psychological and emotional pain that manifests in depression,
anxiety, trauma and related disorders. It is the way in which holistic
psychotherapy treats these disorders that marks its departure from conventional
psychotherapy and denotes its singular effectiveness.
Generally speaking traditional psychotherapy focuses on
problematic thoughts and behavior, interprets the underlining meaning of these
thoughts and behavior, and then provides solutions that are practiced by
clients and adjusted as circumstances warrant.
Unlike traditional psychotherapy, Holistic Psychotherapy
optimally fosters growth and healing by noting the synergistic relationship
between all the ways we experience ourselves and the world-thinking, feeling,
doing, and sensing. Holistic practitioners then channel this knowledge through
methods that support the healthy interaction between the processes of the
thinking mind, the feeling body, and the emotionally enfused spirit to bring
growth and healing.
Holistic Psychotherapy engages methods that encourage us to
talk, feel, act and sense in ways that make our experiences manageable, safe,
and empowering. Holistic Psychotherapy helps us make sense out of anxious and
depressed states, manage overpowering feelings, bring solutions to our
problems, and teaches us how to effectively plan for our future.
Holistic Psychotherapy recognizes, for instance, that
depression is a symptom. Depression might feel like the problem but it is
really the messenger that tells us we are suffering an imbalance somewhere in
self. Depression is the red light that signals us to stop. Just as you would
not continue driving a car with the engine light blinking without risking breakdown
so ignoring depression risks a physical and emotional breakdown.
Holistic Psychotherapy is the equivalent of preventive
medicine. A holistic practitioner will assess what area or areas of self are
causing distress--the mind, the body, or the emotions--and how each area is
effecting the other. A holistic psychotherapist has state of the art tools and
methods honed by years of practice and ongoing training to help individuals,
couples, and families identify the source of depressed and anxious experiences
while helping to alleviate them, and then provides guidance to develop
preventive skills to protect against recurrence.
Holistic Psychotherapy is not eclectic psychotherapy or a
bag of techniques learned once in a workshop. It is a conscious, skillful,
organic blending of eastern methods of healing with western healing
psychotherapies that safely support you to engage all your ways of experiencing-thinking,
feeling, sensing, doing-so that you relate to yourself with understanding,
respect, appreciation, and joy.
Holistic Psychotherapy recognizes that you have all the
answers and its function is to help you access those answers with competence,
responsible action, and a felt sensation of healthy control. Visit http://hypnotherapist.sydney/
"a mercantile lease of a vessel; a specific contract by
which the owners of a vessel let the entire vessel, or some principal part of
the vessel, to another person, to be used by the latter in transportation for
his own account, either under their charge or his."
Charter arrangements usually fall into one of three
categories, each being distinguished by the degree of operational control over
the vessel which the charterer exercises. The three categories are:
Voyage charter - the charterer is "leasing" space
on the vessel (a cargo hold or tank) for one voyage only. The charterer is
essentially "along for the ride" since he exercises very little
operational control over the vessel.
Time Charter - the charterer leases the vessel for a period
of time (usually a year or more). The charterer shares operational control of
the vessel with the Vessel Owner, and the ship's Master answers to both
parties. The sharing of control normally divides between the vessel's cargo
operations (mostly under control of the charterer) versus vessel operations
(under the control of the Vessel Owner).
Bareboat (Demise) Charter - the charterer essentially stands
in the shoes of the Owner and leases the vessel for a significant period of
time. The charterer has full operational control over the vessel and bears all
the expenses to operate and maintain the ship. This arrangement allows a charterer
to "look like" a Vessel Owner but not carry the expense of this
costly asset on his balance sheet.
A charterer faces many of the same exposures to liability as
the Vessel Owner does, as well as specific obligations to the Owner. Examples
of the exposures the charterer faces vis-Ã -vis liability to third parties
include:
o Liability to cargo
o Pollution liability (in certain jurisdictions)
o Personal injury, property damage to third parties caused
by the charterer's negligence
o Fines (depending on the jurisdiction and/or contractual
obligations)
The charterer also has a long list of obligations and
exposures to the Vessel Owner. These involve damage to the hull arising out of
/ caused by:
o Liability for nominating an unsafe berth / unsafe port
o Hull and Machinery damage caused by Stevedores
o Damage caused by carriage of hazardous / dangerous goods
o Damage caused by poor / improper stowage of goods
o Damage to ships' engines caused by poor quality bunkers
o Liability to Owners arising out of General Average /
Salvage events.
It is often said that when things go wrong on board a ship,
they go very badly wrong. The charterer can face enormous liabilities and risk
of financial loss even when he is only tangentially involved in the event which
gave rise to the claim. What can a charterer do to manage these risks?
Charterers Liability insurance can be the solution. This
affords protection to the charterer in much the same way Protection and
Indemnity insurance shields the Vessel Owner from potentially catastrophic
loss.
The key to arranging proper charterer's liability insurance
is the insurance broker. A qualified marine insurance broker understands the
assured's business thoroughly. Further, the broker understands the marine
transportation and cargo risks, as well as the domestic and/or international
legal environment. The broker must also be an expert in the language of charter
party contracts which is replete with unique jargon and terminology. Finally,
the broker must have the knowledge of and access to the appropriate insurance
markets in order to secure the most comprehensive coverage, with sufficient
limits of liability, at the most cost effective premium. Visit https://www.surfcampsumatra.com/
Some people pamper their pets, where others wouldn't
consider that their dog would have the need for a bed. However, even if you are
not inclined to pamper your dog, dog beds can improve your dog's quality of
life in many ways.
Dog beds have many practical functions, such as insulating
your dog from the floor. This is especially nice during winter months,
especially if your dog is old, fat, or arthritic.
Dog beds also give dogs a private space. Dogs are pack
animals, and you're the pack. You cannot be home at all times, even if you're
retired or work at home. However, in lieu of being with his master, your dog
will appreciate having a 'den' to stay in. Dogs are territorial and appreciate
having their territory clearly defined for them.
Dogs sleep more than humans. For this reason, it is
essential that you select a bed that is suitable and comfortable for your dog.
Dog beds are trickier to buy than human beds because you can't have your dog
test out several beds in the store and choose one, nor can you discuss beds
with him.
Choosing Dog Beds to Fit
Size matters when choosing dog beds. It should be big enough
to fit your dog comfortably. This may seem obvious, but don't shop for beds
without actually measuring your dog. Leave room for your dog to grow if your
dog is young, and leave room for your dog to get fatter if he is older. Also,
dog beds should leave dogs with enough room to turn and move around in them.
Measure your dog while sleeping. If your dog curls up,
measure your curled up dog at his or her widest point. Also measure your dog
from the top of his or her head to the point where the tail meets the buttocks.
Add 15 cm to that and you will know the minimum size you need to think about
when considering beds. If your dog tends to stretch out when sleeping, add another
25 cm to that.
Durability also matters. Does your dog tend to chew? If so
there are beds designed to resist damage from chew-happy mutts. Is your dog an
indoor dog or an outdoor dog? Outdoor dogs need beds that fit in their dog
houses, whereas for indoor dogs you will likely have more flexibility. Outdoor
dog beds need to be able to endure weather and moisture, even if they will be
located in dog houses.
Choosing Dog Beds by Shape
Standard dog beds are usually sorted into the following
types: mattresses, balls, or nests. The style of bed that suits your dog
depends on his or her sleeping habits. If your dog tends to curl up when
sleeping, nests or balls are the best style of dog beds to choose from. Nests
provide extra insulation, good for dogs sleeping outdoors.
Mattress style dog beds are more comfortable for dogs that
tend to sprawl when sleeping. They give your dog room to move around, stretch,
or sleep in whatever position suits them at any particular moment.
What's inside Dog Beds
Filler for dog beds is typically solid foam or stuffing.
Poly foam is typically used to make stuffing for dog beds. Look for beds with
"high loft" stuffing, as they will be less likely to get squashed or
otherwise lose their shape and fluffiness. Stuffing is more suitable for a
small dog than a large one.
Solid foam beds are a better choice for larger dogs, and
healthy older dogs. For a dog with serious back or hip problems, you should
look into orthopedic foam dog beds. Be aware of the firmness or density of the
foam. Firmness indicates how hard or soft the bed is, whereas density is the
springiness. Better quality foam beds tend to have higher firmness and density.
Lastly, make sure you choose a bed that is easy to clean.
Dogs aren't self-cleaning pets the way that cats are, and dog beds get dirty.
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With
so many sororities operating throughout the country, this has left many people
interested in what they can do to improve theirs. Many sororities are
well known for offering services to students throughout the campus. They
are often tasked with lending their support to promote the name of the
university as well. To accomplish their mission, many sororities will
need to plan this process out carefully. This will ensure that everyone
stays on track to complete the mission and understand what they can do to make
the most out of their experience. But some sorority leaders may need some
guidance if they want to understand more about how to manage this process
effectively.
Since the mission statement of many sororities may be
different, leaders will need to revise what goals they make. They should
try to take stock of what is being accomplished and how they can manage these
issues over time. This is part of the reason why everyone will want to
link up with the resources that they need to meet certain goals being
set. This will take some initiative on the part of sorority leaders that
have handled these kinds of issues before now. These leaders may want to
actively pursue goals once they have been put in to place.
Of
course, these organizations will likely need to update their goals throughout
the course of each year. This is owing to the fact that the organization
may have gone through some substantial changes. They have likely brought
in new members, each with their own unique perspective. These meetings
can be an excellent chance for the organization to discuss important goals
going forward. It can also be a good opportunity to review past goals and
determine whether they have been met. Some of these goals can be taken
off the ledger, since they may no longer be necessary. Other goals may
need to be revised to accommodate the changing nature of the sorority.
It will be important for sorority leaders to think about
how they can contribute to their university setting. This can actually
help improve the sorority itself in a number of different ways. It will
add to the overall level of prestige that may be enjoyed by the school
itself. This can also help the school choose from a few different types of
initiatives going forward. Every sorority should be prepared to deal with
a few different types of challenges associated with setting and meeting goals
as well.
Finally, many leaders within these organizations will want
to try to understand more about how these processes tend to work. Leaders
may need to work within the confines of an operational budget. They
should spend some time trying to prioritize goals and maintaining them over
time. This is part of the reason why everyone will want to link up with a
plan of how to attain these goals as well. These goals will help people
adjust to the new rules and procedures brought in at the start of each year. Visit
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Before you go out recruiting,
know what it is that you are looking for. You want to be specific in your needs
but draw in as many men as possible that seem to fit your criteria. In order to
understand what you are looking for, know the atmosphere the fraternity you are
doing the recruiting for is trying to support. In such a diverse world, knowing
exactly what your demographic is will go a long way. Do research on fraternity
you want to recruit for if you were not a member, if you are one then put your
experience to good use.
At times it can be difficult to
discern the type of person a fraternity is looking for. It is always good to
focus on your main needs first. Are there any office holders leaving, such as
any of the student leadership roles you can ascertain. These roles are primary
needs, worthy candidates for these positions are always worth pursuing if you
get the chance.
You want to make sure that you
are replacing the future leaders in training, as well as who will replace
yourself when you are ready to move on from being a recruiter. Target
intelligent individuals that can maintain eye contact and carry on a
conversation. Once you meet with candidates, look into their grades, question
them about extra-curricular activities, and give them a clear set of
expectations. Tell them from the beginning exactly what it is that you are
looking for.
Be up front but not discouraging,
express the success of other members of the fraternity. Tell candidates about
the history of your society and the role they have played in relevant major
events. It is always encouraging to know what a fraternity has to offer in way
of prestige. No man wants to join a fraternity just to be another “”frat guy,””
they want opportunities to strive in the future. Make sure to boast the
benefits of joining your order.
Be sure to project confidence
when you are promoting, it is important to have character. Do not just rely on
words, people want to feel like you mean what you say. Sell your fraternity but
more importantly sell yourself, it is not a problem to make friends. Being
friendly to new candidates once they are interested will ensure that they stick
around to find out more. Once you have had a formal greeting and decide they
fit what you are looking for, it is time begin acquainting yourself with them.
The global market is experiencing a rise in e-commerce. A
huge number of people are now using the internet for their shopping needs.
Different regions have consumer oriented markets thanks to the availability of
internet. The internet shopping trend in the world reflects consumer
preferences as far as variety and convenience go. Online systems and
technological development has led many companies to offer their services and
goods online to match the preferences of the consumers. Smartphones are now
being used to make purchases and conduct online transactions.
Considering that most of the regions of the world have very
high penetration of mobile use, more consumers are moving from visiting the
stores for their purchases and are instead going online for the same. The
payment methods offered online are secure and hence there are no security
concerns for most shoppers using the medium. Studies for online shopping in the
global markets show that a huge percent of consumers are using the online
platform to find what they are looking for.
Factors making online shopping attractive
1. Convenience is without doubt the biggest factor in online
shopping. Customers have an easy time browsing products, reading reviews and
even comparing prices before placing orders. The convenience does not end there
because they can also have the items delivered to where they are. They don't
need to move from their homes or offices to purchase what they need.
2. Trust is another factor that has contributed to the
increase in online shopping. Most online stores offer excellent customer
service and customer support enabling the customers to feel secure when making
online transactions. They can ask as many questions as possible to gain trust
with the company before making purchases. On the other hand, most of the online
businesses are putting in measures to build the trust between them and the
customers. There are many reputable and reliable sites.
3. Technological awareness has also played a role in the
popularity of online shopping. Smartphones have taken the place of consumers
and considering that they are more affordable, a large number of consumers can
access the internet without any problem. Most areas have huge internet
penetration increasing customer involvement in e-commerce.
4. Product variety has also seen to an increase in the
popularity of online shopping. Shoppers understand the importance of variety
and getting the best quality every time and they therefore love the fact that
they can look at what the different stores and brands have to offer before they
buy. Variety makes it possible for them to get high quality products at lower
costs. They are not limited to specific items in one store as it is usually the
case with offline shopping.
5. Round the clock shopping has also been made possible by
the online shopping platforms. Buyers are not time restricted because the
online shops remain open round the clock. They can shop at any given time and
from any given place.
The future looks bright for the global market as new apps
keep getting introduced improving e-commerce in the process. As the competition
grows among businesses, those with excellent customer service will only
increase sales as a result of customer satisfactions. Only companies that focus
on customer needs and experience will stay afloat in the market competition. On
the other hand, consumers can only expect shopping experiences to get better
and better as the days go by as businesses struggle to offer more convenience
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Bitclub Network seems to be the latest in a wave of bitcoin
mining income opportunities all around the internet. For a beginner it's hard
to discern from the real opportunities and the fake ones.
The first thing to know is the fact that crypto-currencies
are real and mining them is completely legal and globally practiced business.
It is based on computers doing complex mathematical equations to release the
next chain of coins into the market.
It is completely legal to mine bitcoins all around the world
and so are MLM (Multi Level Marketing) companies. The new wave of bitcoin
mining income opportunities are mostly a mixture of these two concepts.
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internet, a truly legal passive income opportunity based on a real product with
a real compensation plan.
Next time you hear about Bitcoins, Litecoins, Dodgecoins and
others and the possible income opportunity, don't be scared, this is just part
of the new era of digital currencies and a more computerized world.
Everything is going virtual without a doubt. In the past,
communication was all about writing and mailing. Today communication is all
about writing and e-mailing. The only change is the "e", as in,
electronic.
Money is no exception. We started to use salt, foods and
precious metals as money, later down the road it went to coins, then paper and
finally, virtual money. Today we use credit cards, debit cards, echecks, ach
and other forms of virtual money.
Bitcoins and other crypto-currencies are just an inevitable
part of life as we know it. The way our race is evolving has led us to a more
comfortable way of using money and that is digital money.
So next time you see that opportunity, embrace it. The chances
are that you are going to be participating in something that can become the
next PayPal or even better, the next United States Dollar.
As for Bitclub Network it is an opportunity to which many
are afraid and I understand. We are scared of the unknown and sometimes afraid
to try new things. It is only a fact that now over 500,000 people use bitcoin
and this number is expected to hit 1,000,000 by the year 2015.
So which person are you going to be? The one standing on the
sidelines or the one participating and building his own future?
The wholesale face towel, or hand towel as it is known to
some, has become one of the most frequently used accessories in many households
- and has also gained popularity among various businesses e.g. hotels,
restaurants, spas and salons. It has been used for all sorts of purposes e.g.
drying skin, wiping grime and sweat off hands, cleaning stains of tabletops.
Because of these fundamental uses, these towels have easily gotten worn out and
sullied thus requiring frequent laundering and conditioning, and, after some
months, replacement. Although small households have found it easy to buy them
from retail stores, the fact remains that this has been largely unfeasible for
most large households and businesses because of the sheer volume of towels they
require. Buying that large an amount of towels from a retail shop, will be very
costly, and frankly, unaffordable.
As a result of this, large households and businesses have
resorted to wholesale face towel and hand towel dealers. These markets have sold
towels at knockoff prices in large volumes, making them ideal for these
customers. Instead of spending a lot of money choosing and buying towels in
retail stores, they can simply choose a pattern in a wholesale shop and order a
large quantity, which costs a fraction of the money they'd have to spend on
retail. The best part about these towels is that while they may cost cheap,
their quality hasn't been compromised in any way. Whereas the towels bought at
retail prices would have to be regularly maintained and conditioned in order to
justify their cost, these bulk towels can be guiltless replaced at will
whenever as they get worn out or frayed - this has eliminated the extra
expenses that come with the laundering and conditioning of towels which has been
of particular benefit to businesses for whom every dollar matters - they can
spend the saved amount on other aspects of their business and thus improve
their overall profit even further.
For households, the ability to buy the same pattern in the
amount of choice, has been a major plus point - this has ensured a uniform
pattern of towels throughout the house which lend it an air of orderliness.
Also, it has eliminated the risk of the color of one towel passing on to
another while they are in the laundry - this is a major nuisance that comes
with having multicolored articles of clothing.
Seeing the success of this bulk market, many dealers have
joined it, resulting in competitive prices and overall increase in quality of
the merchandise which has further increased the popularity of these wholesale
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